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Single User, Standard - $50
AUD
Multi-User, Standard - $130
AUD
v3.00
Prices include GST, postage and handling
Check our free upgrade offer!
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There is an old italian saying "Chi si fa i conti, non si trova!" which directly translates to
"He who does his sums, will be lost!". Don't take this literally! It basically means don't over-analyse
situations, but rather, keep things simple.
Sound familiar? Keep It Simple Stupid - the "KISS" principle!
Many people consider budgeting to be a chore. This is because most Budgeting systems are complex or time
consuming, therefore it is abandoned at the first excuse.
The most effective way to maintain a budget, and most importantly, to keep you maintaining it
regularly, is to keep the process simple. This is where the Budgeting & Saving Planner comes into its own.
 It is simple to use and easy to understand.
It covers all your basic budgeting needs.
You are not forced into weekly or monthly updates.
Maintenance of your budget is only done when you feel the need to.
Keeps you motivated by encouraging you track the progress of your savings goals.
The Financial Wizards toolsuite is included, when purchasing the
Budgeting & Saving Planner.
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A Budget is basically a plan to achieve a set of goals. The positive side-effects are that you are able to
identify where your money is going and it provides you with an overall idea of your current and future
financial situation.
Thinking of that Holiday? The new Car? A larger home, or the children's education?
Maybe you just want to know how much extra you can safely put into your mortgage repayments?
Whatever it may be, there is no better way to achieving your goals than creating a budget.
Start today!
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Unlike web-based budgeting tools which store all your personal details on remote servers, the
Budgeting & Saving Planner is completely local and private - all details are stored in the
product itself. All formulas in the Budgeting & Saving Planner are completely visible
for those interested in tracking how figures are derived.
Overview
The Budgeting & Saving Planner consists of ten screens :
Savings - used to enter all the details of your current savings accounts,
term deposits and superannuation. Your savings goals are also entered here, ie the things you
are currently saving for.
Income - used to enter all your sources of income, ie Salary, dividends rental income, etc.
Expenses - this is the main driver of the Budgeting & Saving Planner. All details of your expenses
are entered here. The screen allows you to configure the names of up to 15 expense categories. These categories
can be expanded to enter the details of your expenses within that category.
Expenses can be entered as yearly, monthly or weekly or any combination of the three.
The end result of this screen is your disposable income, ie what you can use towards savings goals.
Goals Plan A - this is where you enter your savings/lifestyle goals to determine the weekly
income allocation needed to meet your goal term. the screen also allows you to estimate the weekly
superannuation contributions required, to meet your superannuation savings goal.
The Goals Plan B screen (not shown) is simply another view of the goals you entered in Goals Plan A
- it allows you to fine-tune your goal acheivement terms.
Total Assets - all your assets and debts are recorded here for your own information.
This screen will give you an idea of your overall Net Worth.
Children's Earnings (not shown) - often over-looked, but important, are your children's earnings.
It can be a good idea to invest all monetary gifts your children may receive. This screen simply allows you to
keep a record of these gifts, and tracks what amounts have been invested.
Account Track A (not shown) - Account Tracking is optional.
Here you are able to 'allocate' the $$ in your savings account/s to your various expenses - just like having sub-accounts
for the one account.
Each amount allocated to expenses needs to be reviewed on a regular basis,
depending on how up-to-date you want to keep your 'snapshot'.
Account Track B (not shown) - Account Tracking is optional.
You can use this screen to keep track of your bank statement, ie you can mimic the in's and out's of
you account according to your expense categories.
Wall Planner (not shown) - this is simply a blank input screen that can be used to enter bills/expenses
as they occur during the year, so you are able to plan for those expenses in advance.
Personal Budgeting & Saving has never been easier!
Remember, you also get the Financial Wizards, when purchasing
the Budgeting & Saving Planner.
Upgrades...
You will be entitled to free support & upgrades for five years from your date of purchase -
upgrades delivered via email only.
System Requirements
This product is run using Microsoft® Excel.
Windows 95/98/NT/2000/XP/Vista
Up to 5Mb Disk Space
Microsoft® Excel 97 or later
* Add $5.00AUD for orders outside of Australia.
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